Transfer | Save | Win
Now’s the perfect time to consolidate
your high-rate credit card debt
with a
balance transfer to an MCU credit card
to save money!
- Rates start as low as 12.90% APR*
- No Annual fee
- Limited-time NO balance transfer fee1
- Plus, earn reward points and redeem for merchandise or travel!
Open a new credit card or transfer a balance and be automatically entered to win one of three cash prizes!2
$350
$150
$70
Is consolidating debt a good idea for you?
Debt consolidation can be an excellent financial tool to reduce debt and/or payments. However, it isn’t right for everyone. Compare the advantages and disadvantages to see if debt consolidation is right for you.
Advantages
- May reduce your interest rate
- Potentially lower monthly payments
- Fewer payments to keep track of each month
- Could improve credit score over time
- Promotional incentives are sometimes available
Disadvantages
- Some consolidated loan types, such as home loans, may lose tax advantages
- A lower interest rate may not be available
- It could result in a longer payoff schedule or potentially higher monthly payments
*APR is Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit Card limits are established for credit cards based on credit history, income and repayment ability. Rates can range from 12.90% APR to 17.90% APR. Certain restrictions apply.
1 Limited-time offer good through 02/29/2024. Must complete a balance transfer to your MCU credit card to be eligible for a $5 refund. The $5 fee will be refunded to your MCU savings account.
2 To be automatically entered into the drawing for $350, $150 or $75 prizes, you must be a member in good standing and open a new credit card or complete a balance transfer to an existing card before February 29, 2024.
No purchase is necessary to win. Members may enter the drawing by submitting a handwritten form without purchase or obligation. Mail a 3×5 card with your name, address, and contact information to Memorial Credit Union, Attn: Marketing, 7789 Southwest Freeway, Suite 175, Houston, Texas 77074. Entries must be received by 5 p.m. on February 29, 2024. The winner will be selected in a random drawing in March 2024. Officials and employees of the credit union and their family members are not eligible to participate in the drawing. Offer valid through February 29, 2024.